A mortgage loan is one of the basic and most popular forms of financing the purchase of a flat. This method of acquiring real estate is for people who cannot afford to pay immediately. It is worth checking what a สินเชื่อบ้าน is, what rights and obligations it entails and how it can be obtained.

According to recent research, a mortgage is the most popular form of housing financing, and most often a bank loan. Of course, it’s no surprise. Only a small percentage of people can afford to buy a property with a one-off payment without incurring additional loan commitments. Sometimes, it also happens that a mortgage borrows people who can afford to buy a flat. Why? Financiers argue that the reason is treating the mortgage as a housing investment. It allows for later profits for example from renting a property. Thanks to operations related to renting, the loan repays itself. It is included in the rent for the tenant, and the investor gains more real estate.

It is worth …